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货币市场选择

Named 2023 Best Money Market Account for small balances by Investopedia.


Build your savings and earn up to 2.00% 1

Like a savings account, our 货币市场选择 account pays interest and is insured by the National 信贷 Union Administration (NCUA). The difference is that this account lets you write checks2, and is a reverse tier account — so it offers higher rates than a traditional savings account for smaller balances.
了解更多关于 what a money market account is and how having one can benefit you.

产品的好处

最受好评的手机应用3 及网上银行

在旅途中访问您的帐户

无限的存款

Set up monthly direct 存款s or automatic transfers and grow your savings

3万多台免费atm机

在你附近找一个 手机应用程序

Overdraft Protection for your 检查 Account

Link to your checking and pay no overdraft fees

免费检查

很容易拿到你的钱

由NCUA投保

安全,稳妥的方式来节约

货币市场选择 Account and 货币市场选择爱尔兰共和军

2022年1月12日生效

术语

最小值. 平衡

分钟的平衡

马克斯平衡1分红
179901没有一个1$0.00$2,000.002.001.98每月01/12/2022
186412没有一个2$2,000.01$5,000.001.501.49每月01/12/2022$13万多台免费atm机
186523没有一个3$5,000.01 $10,000.001.001.00每月01/12/2022
186584没有一个4$10,000.01$50,000.000.250.25每月21/09/2018
186615没有一个5$50,000.01$100,000.000.200.20每月21/09/2018
186686没有一个6$100,000.01$9,999,999.990.150.15每月21/09/2018

货币市场计算器



($0 – $99,999,999)
矿床分布
$0.00 2.00%
$0.00 1.50%
$0.00 1.00%
$0.00 0.25%
$0.00 0.20%
$0.00 0.15%

Enter your 存款 amount to see how much your savings can earn each year.4

Calculations provided are for demonstration purposes only and do not guarantee credit approval for the rate and terms displayed.

常见问题

  • Patelco is a member owned, not-for-profit financial cooperative. When you join Patelco, you become a member and a shareholder. That’s why we’ll also open a Share 储蓄 account and 存款 one share ($1) in your account when you join.
     
    Our mission is to help members achieve lifelong financial wellbeing so you can live happier, fuller生活.
     
    Unlike the big banks or other for-profit financial institutions, we invest our profits back in our members with better rates and low- to no fees.
     
    We also offer free financial advice to anyone who wants to improve their financial situation. Members have told us that they feel seen, 听到, 通知, and supported to make more confident financial choices.
     
    Membership is free and comes with 极大的好处. You become a member when you open an account with us.

    No. There’s no monthly fee and no minimum balance requirements.

    The 货币市场选择 account does not require a linked Patelco checking account with a recurring monthly 存款 to earn the higher available rate (the 货币市场+ account requires this).
     
    了解更多关于 what a money market account is and how having one can benefit you.

    Our 货币市场选择 account dividend is paid at tiered rates based on the 存款 amount. 例如,你将获得2.前2000美元的年利率为00%.00. 然后1.50% 年 on the balance between $2,000.01及5,000元.00 — giving you a blended, combined rate of 1.00%的年.
    Use our calculator above to see how much your savings can earn each year.

    是的. Your 货币市场选择 account is 由NCUA保险 for up to $250,000 (or $500,000 in a joint account for two people).

    Check orders can be made through Patelco在线™ or 太阳集团平台.

货币市场选择爱尔兰共和军

A 货币市场选择爱尔兰共和军 is a good option if you want insured retirement savings or if you are in transition, such as consolidating your previous employer’s 401k or deciding what to do as you’re starting out:

  • 2.00%的年 on balances up to $2,000.001
  • No monthly fees, no minimum balance
  • Deposits and withdrawals subject to 爱尔兰共和军 limitations5

1 年=年收益率百分比. 利率 are valid as of 12/01/2022 and are subject to change after account opening without notice. 感兴趣 is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. 混合年 shown assumes the amount entered is held in the account for one year. Withdrawing funds before one year will result in a different realized rate. No minimum 存款 required to open an account. Limit one 货币市场选择 Account and one 货币市场选择爱尔兰共和军 Account per account number.

2 Check orders can be made through Patelco在线™ 或者太阳集团平台.

3 Source: over 22,000 five-star reviews on the App Store.

4 This calculator is for illustrative purposes only and does not reflect the actual results of any specific 存款 amount.

5 Consult a tax advisor about 爱尔兰共和军 tax advantages.

比较

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