Routing # 321076470

Plus Checking


安心与保护和 benefits that matter

对于想要建立财务健康的会员, 养成良好的储蓄习惯, 保护他们的钱——另外,支票很适合你的生活. This one-of-a-kind package partners with industry leading providers EZShield® and BaZing to give you all the benefits of our everyday checking account, plus so much more. 如果你曾经担心过身份盗窃, damaged your cell phone, 或者被爆胎困住了, the Patelco Plus Checking account comes with protection designed to put your mind at ease and safeguard your financial wellness.

In addition to all the benefits you’d get with a traditional Patelco checking account, for a low monthly fee of $6.你会得到额外的好处:

  • Award-winning EZShield® 为您和您的家人提供身份盗窃保护1
  • 防止手机被盗或损坏1
  • 自动汇总储蓄转账和帕特尔科10%的匹配1
  • 使用全球任意一台ATM机,每月可获得两次ATM机费用回扣2
  • Free credit monitoring, quarterly credit score, and quarterly credit report3
  • Exclusive local & national discounts on dining, shopping, entertainment, health and travel
  • 24/7 Roadside Assistance

Product Benefits



Debit Mastercard® Card

Pay with confidence with Digital Wallets and Zero Liability Protection

Top-rated Mobile App

Access your accounts on the go

30,000+ Fee-free ATMs

Find one near you on our Mobile App

Send Money with Ease

Choose from Zelle®,账单支付,电汇等

Set Up Alerts

Automate alerts such as direct deposits or low balances to stay on top of your finances

Frequently Asked Questions

  • Patelco是一家会员所有的非营利性金融合作社. 当您加入Patelco时,您将成为会员和股东. That’s why we’ll deposit one share ($1) in your Share Savings account when you join.
    Our mission is to help members achieve lifelong financial well-being so you can live happier, fuller lives.
    不像大银行或其他营利性金融机构, we invest our profits back in our members with better rates and low- to no fees.
    We also offer free financial advice to anyone who wants to improve their financial situation. 成员们告诉我们,他们感到被看到了, heard, informed, 并支持他们做出更自信的财务选择.
    Membership is free. 当你在我们这里开户时,你就成为会员了. Learn more about 所有会员的福利.

    The Plus Checking account is loaded with benefits at great value so you don’t have to pay more for protection elsewhere. For comparison, cell phone insurance typically costs $7-10 per month. Identity Guard Family售价12美元.50 – $34.99 per month. 路边援助每年花费50到156美元.

    Enroll at the Patelco Plus Benefits网站 using your email address and temporary password emailed to you after account opening. 或下载Patelco Plus福利应用程序5 for iOS or Android.
    You’ll be able to access all of the benefits that come with your Plus Checking account on the website or Patelco Plus Benefits App.

    All Plus Checking account holders and family members can take advantage of this service. For example, 如果你有大学生住在离家很远的地方, 这个好处可以帮助提供额外的内心平静. Call 855.822.或使用Patelco Plus应用程序,点击“道路援助”.
    每次事故我们最多赔偿80美元, 每12个月4次-用于拖曳, flat tire, battery, and more.

    It’s an easy way for you to automatically put money into your savings account with every debit card purchase. Every debit card purchase gets rounded-up to the nearest dollar with the rounded-up amount automatically transferred from your checking account to your savings account.
    We will match 10% of the rounded-up amount and deposit it into your savings account up to $500 per year. Connect with us to set up this benefit.

    你必须从你的Plus支票账户支付你的手机账单. 确保与你的供应商建立自动每月付款, 或登入网上银行使用帐单支付. It’s that simple!
    We’ll cover up to 3 phones with $400 maximum per claim ($800 maximum, or 2 claims per year. 只有损坏或被盗的手机才被覆盖.)

    作为你Plus支票福利的一部分, 您将获得所有三个局的免费信用监控, 包括免费的季度信用报告. You’ll also receive alerts if anything on your credit profile changes.

    使用在线ID保险库保存敏感信息, documents, 以及你想要监控和保护的密码.
    After you open your account, we’ll tell you how to access the Online ID vault and set up your account.
    为您和您的家人获得最高10美元的保险,000 a year of theft insurance to help cover charges accrued due to the theft (e.g. lawyer’s fees, lost wages) Fully managed ID Restoration Pro for the entire family to discover, 隔离和防止未来的欺诈行为. 监察公共纪录, the internet and dark web, payday loans, 还有其他不属于你的信息的地方.

    You can use any ATM worldwide and receive automatic reimbursement of ATM fees by the end of the day, 每月最多可报销两次.

    你可以享受当地和全国的餐饮折扣, entertainment, travel, health and shopping at thousands of merchants and stores you love like Target and Walgreens. Access the discounts on the Patelco Plus Benefits App powered by BaZing. You can even turn on alerts to receive notifications for discounts near you.


Your Patelco checking account comes with a free Debit Mastercard® that lets you make purchases easily and securely:

  • 安全,无接触式购买借记卡万事达卡
  • Load your card to Apple Pay®, Google Pay®, or Samsung Pay®
  • 零责任和延长保修购买
  • 万事达卡全球服务™紧急更换卡
  • Overdraft link to a credit line or a Patelco account and pay no fees



    My name is Jerry. 我加入帕特尔科已经15年了. 他们给了我最好的建议,没有谋取私利.

    My name is Angela. 我现在正在向帕特尔科公司再贷款我的车. 我也在用他们的支票和存款.

    My name is Aki. If I think about it over the course of 22 years, I’ve probably saved thousands of dollars in fees.

    My name is Elmer. 帕特尔科是我财务策略的一部分. It’s just easy.

1 Cell Phone Protection is subject to additional terms and conditions. 身份、信用和汇总功能都需要注册. Participating merchants on Patelco Plus are not sponsors of the program, 如有更改,恕不另行通知, 可能不是在所有地区都有,可能会选择限制交易. 政策及帐户功能如有更改,恕不另行通知.

2 ATM fee rebates, 作为支票福利的一部分, apply to cash withdrawals using your Mastercard® Debit Card wherever it is accepted. ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your Patelco Credit Union account. Patelco Credit Union reserves the right to modify or discontinue the ATM fee rebate at any time. See Member Handbook for more details.

3 The credit score is not necessarily the same score used by other credit bureaus.

4 Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, 哪一天可能比预定的付款日期早2天

5 The Patelco Plus Mobile App (powered by BaZing) is available on the App Store and Google Play Store. Eligible account holders of Plus Checking may download and login to the Patelco Plus Mobile App using a valid email address and temporary password provided at the time of account opening. 并非所有版本的Android和iOS都支持.

Mastercard and Mastercard Global Service are registered trademarks, 圆圈的设计是一个商标, 万事达卡国际有限公司.

Zelle and the Zelle-related marks are wholly owned by Early Warning Services, 并经许可在此使用.


Up Arrow